Loan Service | Kashable

Loan Service | Kashable
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Loan Services

Financial help is available for life’s unexpected moments. 
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Here's what you need to know

Kashable offers you a reliable way to help pay down expensive debt, avoid early retirement withdrawals, and cover unexpected expenses with affordable loans that are easily repaid through payroll deduction.

 

  • Loan amounts from $250 to $20,000
  • Low-fixed APRs1
  • 6 to 24 month repayment terms2
  • Funds deposited in as little as one business day after loan approval3
  • Convenient repayment through payroll 

Kashable offers a responsible alternative to borrowing from retirement savings or high interest cash advances from credit cards. Kashable is a great tool to help pay down existing debt and cover unexpected emergencies.

 

Kashable also offers free Credit Monitoring.

 

  • Enroll - It's fast, free and easy! All you need is a Kashable account.
  • Check your credit score - Keep an eye on your credit score and track changes on your accounts over time.
  • Receive real-time alerts - Get alerts to monitor any changes and be aware of any suspicious activity. 
You can enroll at any time to access financial wellness resources like the free Credit Monitoring tool and Financial Literacy Library. Eligibility requirements for the low-cost loan program can be found in your benefits package.

How It Works

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Register and verify employment

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Apply online

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Set-up repayments

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Funds are deposited into your checking account3

You need to have surgery and have not met your deductible.

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You take out a loan to cover your deductible.

Kashable made it possible to proceed with your surgery without the added stress of worrying about finances.

Frequently Asked Questions

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  • Who is the provider?
    Kashable is a financial technology company that provides Socially Responsible Credit™ and financial wellness solutions. Founded in 2013 and headquartered in New York City, Kashable deploys innovative technology to help improve the financial well-being of working America with a commitment to both reliability and affordability. Offering a fast and responsible alternative for those who may otherwise be driven to take loans against retirement plans or rely on predatory lenders or high-rate credit cards, Kashable focuses on helping to provide a path to financial security.
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  • Who in my family is eligible for this program?

    The Kashable employee benefit program is available exclusively to employees.
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  • How much does this service cost?
    Our loan application can be completed within minutes. Some applications may take longer if we need to verify additional information.
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  • What if my employment status changes?

    If you’re no longer employed by your company, you are still responsible for repaying the remaining balance of the loan, even though payments will no longer be deducted from your payroll. Please contact Kashable to set up an alternative repayment method.

Are You Ready To Apply?

Apply now and see your loan terms.
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Do You Need Help?

Our team is ready

M-F 9a-6p ET
Sat and Sun 10a-5p ET

Phone Number: 1-855-481-6492 or 1-646-663-4353

  • Legal Disclaimers

    1The APR for Kashable loans ranges from 6% to 35.99%. To qualify for the lowest rate, applicant must have a responsible credit history.

     

    2Loan examples: A 12-month $3,500 loan with a finance charge of $265.74 and a 14.89% APR has 26 bi-weekly installments of $140.49 each. An 18-month $4,000 loan with a finance charge of $655.25 and a 21.20% APR has 39 bi-weekly installments of $114.75 each.

     

    3Funding timeframe may depend upon your bank's policies.

  • Mercer's Role & Compensation
    View details of Mercer's disclosure of compensation