Loan Service | Kashable

Loan Service | Kashable
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Personal Loans

Financial help is available for life’s unexpected moments. 
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Here's what you need to know

Loans through Kashable offer you a convenient way to help pay down debt, potentially avoid early retirement withdrawals, and cover unexpected expenses with personal loans that are easily repaid through payroll deductions.

 

  • Loan amounts from $250 to $20,000
  • Low-fixed APRs1
  • 6 to 24 month repayment terms2
  • Funds deposited in as little as one day3
  • Convenient repayment through payroll deductions

Kashable offers a responsible alternative to borrowing from retirement savings or high interest cash advances from credit cards. Kashable is a great tool to help pay down existing debt and cover unexpected emergencies.

 

Kashable also offers free Credit Monitoring.

 

  • Enroll - It's fast, free and easy! All you need is a Kashable account.
  • Check your credit score - Keep an eye on your credit score and track changes on your accounts over time.
  • Receive real-time alerts - Get alerts to monitor any changes and be aware of any suspicious activity. 
You can enroll at any time to access financial wellness resources like the free Credit Monitoring tool and Financial Literacy Library. Eligibility requirements for the low-cost loan program can be found in your benefits package.

How It Works

number one clipboard with checks icon

Register and verify employment

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Apply online at Kashable.com

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Set-up repayments

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Funds are deposited in as little as one day3

You need to have surgery and have not met your deductible.

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Frequently Asked Questions

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  • Who is the provider?
    Kashable is a financial technology company that provides Socially Responsible Credit™ and financial wellness solutions for employees. Founded in 2013, Kashable deploys innovative technology to improve the financial well-being of working Americans with a commitment to both reliability and affordability. Offering a smart, economical, and fast alternative for those who may otherwise be driven to borrow from retirement plans, high-rate credit cards, or other high-cost loans to bridge short-term gaps in their finances, Kashable focuses on providing a path to financial security.
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  • Who in my family is eligible for this program?

    The Kashable employee benefit program is available exclusively to employees. Unfortunately, the Kashable Branded Loan Program is not available to family members of employees.
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  • How long does it take to complete an application?
    The loan application can be completed within minutes. Some applications may take longer if we need to verify additional information.
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  • What if my employment status changes?

    If you’re no longer employed by your company, you are still responsible for repaying the remaining balance of the loan, even though payments will no longer be deducted from your payroll. Please reach out to Kashable to set up an alternative repayment method for the remainder of your loan repayment schedule (typically ACH debit from a checking account, certified check, money order; we also accept debit/prepaid card payments).

     

    Kashable’s dedicated support team is here to answer your questions and help you with your account. Please contact Kashable at 646.663.4353 or email support@kashable.com.

Are You Ready To Apply?

Apply now and see your loan terms.
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Do You Need Help?

Our team is ready

M-F 9a-6p ET
Sat and Sun 10a-5p ET

Phone Number: 1-855-481-6492 or 1-646-663-4353

  • Legal Disclaimers

    1 APR for loans through Kashable ranges from 6% to 35.99%. To qualify for the lowest rate, applicants must have a responsible credit history. Employment, income, and other factors are taken into consideration. Not all applicants will be approved.

     

    2 Loan examples: A 12-month $3,500 loan with a finance charge of $265.74 with an origination fee of $113.00 and a 14.89% APR has 26 bi-weekly installments of $140.49 each. An 18-month $4,000 loan with a finance charge of $655.25 with an origination fee of $180.00 and a 21.20% APR has 39 bi-weekly installments of $114.75 each.

     

    3 Funds are disbursed in as little as one business day from approval (not including weekends or holidays) and timeframes may depend upon your bank’s policies.

     

    Personal loans through the Kashable branded Loan Program are subject to approval, are not depository products and are issued by Medallion Bank, Member FDIC; Blue Ridge Bank, N.A.; or Kashable LLC, NMLS ID 1373339

  • Mercer's Role & Compensation
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